Looking at the argument in the stimulus, it's basically saying that because things have been a certain way in the past, they'll be like that in the future. That's what we're looking for in the answer choices.
(E) says, "Only trained swimmers are lifeguards, so it follows that the next lifeguard at the local pool will be a trained swimmer."
The problem with (E) is that it has different reasoning and conditional language.
Lifeguard - >Trained Swimmer
Next Lifeguard will be a trained swimmer
This argument is employing a conditional statement with temporal reasoning. The general phrase for it would be something like "All Xs are Ys. This thing is an X, therefore it will also be a Y." This doesn't match what we have above for the stimulus, so it's out.
(D) says, "Recently stock prices have always been lower on Mondays. Therefore they will be lower this coming Monday too."
(D) looks great because it contains the same type of temporal reasoning that we see in the stimulus. Things have been a certain way in the past (recent stock prices have historically always been lower on Mondays); therefore, the stock prices will be like that on next Monday. This matches well, so it's the correct answer choice.
Does this make sense? Let us know if you have any other questions!